The Stars and the Cookie Jar

'Tis the season for one's Total Access checking(TM) to go utterly apeshit, apparently. So I checked my online bank statement to see if my paycheck had cleared yet, and it hadn't (fa la la la la) and there was an ATM withdrawal listed for $40, on 21 December, which put my account $62 in the red. (Yes. Yes, I had $3 in my checking account. Wanna take this outside?)

Let's review. $40 ATM withdrawal, plus $25 overdraft fee = cranky selkie. But! It gets better. You see, on 21 December my ATM card was in my wallet, and my wallet was in my purse, and my purse was on darthrami 's dresser. I was in Washington, DC, and could not have withdrawn $40 from a FleetMerica ATM in East Providence, RI. And yes, I know it was in my purse, because I took it out and looked at it when I needed the card number to confirm that I couldn't pay for the movie tickets with my debit because yes, I had $3 in my checking account.

So an ATM transaction from my branch bank was erroneously linked to my account, and the funds were erroneously withdrawn. It's easily fixable.

Now try fixing it after 7 PM on the day before the day before Christmas.

O Bank of FleetMerica, you make me all red in the face like Rudolph's shiny nose.

Deep breaths! Deep breaths. It's all fixed now. I have the same $3 I had before, and no nasty fees.

Also, yay belated Chanukah gelt in the mail from the grandparents, and yay that they foolishly mailed me cash, because now I can eat.